Insurance & Asset Protection

Richmond, NSW

Long Term Investment Planning

Because Life Doesn’t
Always Go to Plan.

You’ve worked hard to build your lifestyle. We make sure a single “what if” doesn’t take it all away. Strategic wealth protection designed to give you the ultimate peace of mind.

Income Interruptions Covered?

Illness, injury or unexpected health events can create immediate financial pressure if income stops. We create a financial safety net so your lifestyle, obligations and long-term plans remain protected.

Dependents & Assets Protected?

Want confidence that your family, home, business & accumulated wealth are protected if the unexpected happens? Our approach ensures you are adequately protected.

Paying For The Right Cover?

Insurance can be confusing, expensive & often poorly aligned to actual needs. Our strategic approach ensures protection is appropriate, cost-effective & aligned to your circumstances.

Protecting What Matters Most

  • Income Protection

    Ensuring up to 70% of your salary continues if you’re unable to work due to illness or injury.

  • Life & TPD Insurance

    Providing a lump sum to clear the mortgage and secure your family’s home if the worst happens.

  • Trauma (Critical Illness) Cover

    Financial support to cover medical gaps and recovery time during a major health event like cancer or heart attack.

  • Business Expenses & Key Person

    Protecting your business’s ability to operate if you or a key partner are sidelined.

The Discovery Wealth 3-Step Approach To Financial Freedom

Strategic Planning That Enables Dreams To Come True

Discover

Every optimised financial plan starts with clarity. We help you uncover your goals, priorities & obligations, so your strategy is built around what matters most to you & the people who depend on you.

Design & Implement

Your financial strategy should be as individual as you are. We develop & implement a tailored plan designed to bridge the gap between your current position & your long-term aspirations.

Thrive

Financial success is rarely static. With regular reviews & strategic refinements, we help you adapt to life’s changes, seize opportunities & stay confidently on course.

Frequently Asked Questions

Usually, no. Default cover is often “unit-based,” meaning as you get older and the risk increases, the payout amount actually decreases unless you manually fix it.

This is the most important definition in TPD insurance. It’s the difference between being forced to work any job (like a greeter) vs. being covered for your specific career. We ensure you’re covered for what you actually do.

They can, but we strategize between “Stepped” and “Level” premiums to make sure your cover remains affordable for the long haul.

Is Your “Safety Net” Full of Holes?

Most Australians rely on the default insurance inside their super, often discovering too late that the cover is insufficient or the definitions are too restrictive. We identify the gaps between what you think you have and what you actually need to keep your mortgage paid and your children’s future secure.

Client Testimonials

We go the extra mile to ensure we provide our clients with sound advice and support